Debt Financing for
Technology and Growth Companies

400+ lenders and growing
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Obtain Growth Capital ● Minimize Equity Dilution ● Maintain Control of Your Business

Venture Debt Market

We help companies raise
$1 million to $25 million of
non-dilutive and minimally-dilutive capital
to facilitate growth and other goals:

  • Working capital
  • Product development
  • Sales & marketing
  • Equipment purchases
  • Facility expansion
  • Acquisition financing
  • Partner buyout
  • Recapitalization

Why Do CEOs and CFOs Use Find Venture Debt?

Alternatives

Pros

Cons

  • Find Venture Debt Logo
  • Fast, easy and low cost solution

    Access to 400+ lenders in our marketplace

    Services and fees tailored to meet your specific needs

    All transactions led by senior banker with 30+ years of experience

    Excellent supplement to efforts by CEO/CFO and board members
  • Solely focused on raising debt capital

    Lacks full range of products and services offered by investment banking firms
  • Do-it-yourself (DIY)
    approach
  • Free, hands-on approach
  • Management directly responsible for executing all aspects of time-consuming process:
    - Research venture debt landscape
    - Select best fit loan types and lenders
    - Reach out with cold emails/calls
    - Solicit term sheets
    - Structure transaction
    - Negotiate and close transaction
  • Distracts management from core focus and highest value-add, which is building the business
    - This is the hidden cost of DIY

    Process is often constrained by the existing knowledge and relationships of management and board members

    Result could be adequate but unlikely to be optimal
  • Hire full-service
    investment bank
  • Full-service, turnkey solution

    Resources to execute large, complex transactions
  • Expensive

    Most firms lack in-depth knowledge of venture debt market

    Strong preference for transactions above $20 million

    Smaller transactions are often assigned to the "B team" or "C team"

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Utilizing Debt in Your Corporate Finance Strategy


Venture debt lenders provide non-dilutive funding and minimally dilutive funding for technology and growth companies, which can help you achieve many financing goals:

-  Extend your cash runway;
-  Accelerate growth;
-  Minimize equity dilution;
-  Maintain control of your business; and
-  Lower your weighted average cost of capital (WACC).

Our goal is to help you better understand this important source of non-dilutive growth capital. Lenders, investment bankers, attorneys, venture capitalists, journalists and others have written extensively about venture debt. However, few have described it in the context of the overall debt market.

Financing innovations such as the MRR line of credit (based on monthly recurring revenue) and revenue-based financing have broadened the pool of qualified borrowers. In addition, the entry of business development companies (BDC), hedge funds, and other institutional investors into the market have increased the pool of available capital.

This expansion has been so broad that the term "venture debt" and its common definitions are too narrow. As a result, some industry participants and observers have replaced it with the term "growth debt."

We agree that "growth debt" has become more appropriate as the market has evolved. However, we continue to use "venture debt" as an umbrella term since it's more commonly recognized by both lenders and borrowers.

In addition to placing venture lending within a broader context, we are developing a broad array of use case examples to help you quickly and easily determine the types of loans and lenders that are the "best fit" for your unique situation.